News
12/11/2015
On November 4th, 2015, under the contract of Bao An credit insurance, SeABank and Vietcombank Cadiff Life Insurance Limited Company (VCLI) organized ceremony of paying rights of Bao An credit contract with the total value of VND 01 billion for two families getting loan from SeABank. This is compensation for contract of lending at SeABank that these two customers signed before and now they are unlucky to get risk.
With the deep sympathy with customers, SeABank and VCLI were quick to finish the necessary procedure to pay the insurance rights for relatives of these two customers, helping them to reduce burden of finance and debts. According to the insurance rights, on behalf of customers, VCLI pay SeABank the rest of loan contract worth VND 01 billion.
Customer N.V.C borrowed money from SeABank to buy home according to the credit contract No. 1414029/HĐTĐ signed on June 24th, 2014 worth VND 700 million in 180 months and joined Bao An insurance contract No. SEA002583 for the whole loan. At the time of risk, VCLI pays VND 642 million for customers.
Customer Đ.V.T borrowed VND 850 million at SeABank according to Credit contract No. 1502700028/HĐTĐ signed on January 28th, 2015 to buy house in 180 months and joined Bao An insurance contract No. SEA026256 for the whole loan. At the time of risks, the number of loan of customer is VND 358,638,000 and VCLI has to pay VND 354 million for this customer.
Bao An credit insurance is a product of SeABank and VCLI and has been distributed in all transaction offices of SeABank since 2010. This is one of the bancainsurrance products in the market to protect the borrowers and families in case of risk of death or disabled through paying the rest of loan for the bank.
Bao An credit insurance has the low cost, calculating based on the decreasing debt of loan, flexible time of paying fee thus it is interested by many customers. Besides, in order to support the customers, SeABank and VCLI always try to handle rights paying procedure as soon as possible. Customers when get loan at SeABank and buy Bao An credit insurance with a small monthly fee can be active about finance in case of any risks under insurance events, not having to worry about the rest debt at bank.