Diversified form
According to experts, real estate is hotter and hotter, production is also recovered, low inflation, interest rate of USB continues to be at low level as well as the hope for recovery of economy…is good signs showing that Vietnamese economy has positive move, making base for credit growth. Feeling these positive signs, many banks plans to prepare capital to meet the market’s demand.
Not only using the traditional capital mobilization channel, banks invest much in technology to launch modern capital mobilization products such as online savings, savings via ATM…One of these banks, SeABank is a pioneer to use core banking system T24 Temenos which is the modernest one of the world and upgrade continuously to expand the features for diversified products and services, meeting the demand of customers.
At the present, apart from opening savings at stand, customers of SeABank can send savings via online or autobank – this is not every bank can make.
Individual customers opening savings at SeABank can choose different types of end term interest, ladder interest, monthly paid savings or accumulation savings for family or children….The moderner product is online savings one which enables customers to send via online bankings services such as SeANet, SeAMobile or SeAMobile Apps (that can be downloaded easily from store of iOS and Android.
On the other hand, Autobank system of SeABank serving 7 days/week and 24 hour/day enables users do automatic transactions of money withdrawing, money transferring, foreign exchange, information inquiry or calling Customer Care Call Center 24/7 and online transaction with bank.
Recently, SeABank continues to cooperate with VCLI insurance company to launch new insurance saving – Bao An Tich Luy. This is a “2 in 1” flexible product. Customer can send only 200,000 vnd to accumulate from 12 months to 20 years and get interest after 12 months not having wait for the end of term. Bonus interest for long term is interesting from 13rd months. Besides, customers can be paid 100% value of the package in case of risk.
Interesting priviledge
Not only diversifying forms of savings, banks usually launch attractive promotion programs to attract customers. Individual customers who open new savings in VND and USD at stand of SeABank from now on August 8th, 2015 can join promotion program of “Enjoy summer, tour around the world” and get lucky codes based on the volume of money and term of savings. Thus, they have chance to receive one of over 700,000 presents worth 13 billion dongs. The valuable presents conclude voucher of domestic and internation tour held by Hanoitourist worth 10 million dongs, 5 million dongs, 1 million dongs…and other presents by cash.
Modernerly, customers send savings in vnd via online banking services such as SeANet, SeAMobile App, SeAMobile Web will be added from 0,2 – 0,4% per annum to interest rate depending on the term of savings. On the other hand, interest rate (including bonus one) does not exceed the maximum interest rate of State Bank of Vietnam. Customers of Bao An Tich luy product will be added bonus interest rate of 0,3% per annum and 10 million dongs of insurance value.
With attractive capital mobilization programs from banks, savings is sure to be priority channel of customers to invest.
